Frequently Asked Questions 

 

What Is Credit and Its Purpose? 

Credit is borrowed money that you can use to purchase good and services when you need them (Ex. Credit Card to Book a Flight)

The purpose of  credit is necessary if you plan to use it to make a major purchase, such as a car or a home, or want to be able to take advantage of the convenience credit can provide. The importance of good credit also extends beyond purchases, in that your credit information may be used by potential employers and landlords as part of the selection process

Is Credit Repair Legal? 

Credit Repair is legal. You have the right to dispute any information on your credit file that you feel is inaccurate.

Am I Ready For The Credit Repair Process?

Credit repair is designed for individuals who had past problems but are currently on their feet financially. If you currently experience problems paying bills, the credit-repair process will not work. You MUST be totally caught up on ALL BILLS and have made AT LEAST 3 consecutive payments ON TIME before you can start repairing your credit report

How Long Does Credit Repair Take? 

Credit repair is not an overnight success and everyone's credit profile is unique in its own. Clients are recommended to remain with the program for at least 6 months to see the process entire capability. 

How Does The Consultation Process Work? 

  1. Pay a one time consultation fee of $50

  2. Create an account with privacy guard @ http://www.identityiq.com/get-all-your-reports-now.aspx?offercode=431134JV

  3. Provide us with your log in credentials.

  4. Allow us 2-3 business days to review and analyze your report.

  5. Set an appointment online for your consultation.